Rent vs Buy

Rent vs Buy Calculator

Home Price

$

Monthly Rent

$

Down Payment %

Interest Rate %

Rent

Monthly

$2,000

5-Year Cost

$127,419

Buy

Monthly PITI

$2,506

5-Year Cost

$150,360

Better Option

5-Year Equity Buildup

$169,310

From appreciation + principal paydown

2025 Analysis

Monthly DifferencePay Extra $506/mo

Break-Even Point~5.9 years

Advertisement

Calculate Affordability →